Attorney Line of Credit Financing

Your firm has resolved cases and earned fees. Those receivables are a real asset. RD Legal structures credit facilities against them so you are not waiting on settlement/judgment timelines to fund your working capital.

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Why Bank Financing Fails Law Firms

Walk into most banks with a portfolio of post-settlement/judgment receivables and they will not know what to do with them. Contingency fee arrangements, structured settlement/judgment distributions, probate timelines — none of these fit the monthly cash flow models that conventional lenders use to evaluate creditworthiness.

The result is that law firms carrying significant portfolio of cases/receivables are routinely denied access to capital they have effectively already earned. Conventional lenders do not understand legal receivables.

RD Legal was built specifically for this gap. We understand legal receivables: what they are, how they are structured, and what they are worth.
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How It Works

RD Legal structures a credit facility against your firm's portfolio of cases/receivables. The facility is sized based on the value and strength of those expected fees/receivables.

Once established, the facility gives your firm access to working capital to pursue new cases, cover operational costs, bring on additional staff, or fund marketing, without waiting for distributions that may still be months or years away.
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Key Terms

Credit facility size

Up to $20 million, structured around the value of your portfolio of cases/receivables.

Case types funded

We have structured credit facilities against virtually every type of case: mass torts, class actions, personal injury, medical malpractice, workers compensation, employment discrimination, wrongful death, and antitrust​.

Pricing

Pricing is structured based on the quality of the underlying receivables and other proprietary underwriting criteria. Terms are determined following our review of your portfolio.

Case Types We Fund

We have structured credit facilities against virtually every type of post-settlement/judgment receivable, including:
  • Mass tort fees
  • Medical malpractice
  • Wrongful death
  • Class action counsel fees
  • Workers compensation
  • Antitrust
  • Personal injury
  • Employment discrimination
  • Court-appointed counsel fees

Tell Us About Your Situation

Tell us about your firm and your receivables. We will review your inquiry promptly and follow up with next steps. There is no obligation.