Not at all! Irregular cash flow is the nature of business for plaintiff’s attorneys. The smartest, fastest-growing firms in the U.S. take advantage of our flexible lines to manage their cash and fund growth. To review some real-world examples of why our Attorney’s Line of Credit makes smart business sense, visit our case study section.

Banks don't understand the value of your case inventory. We do. So while it is possible that a bank may extend a line of credit, it will often be significantly smaller than a line of credit from RD Legal Capital.

From corporate CFO's to professional money managers, financial experts know that the best way to maximum profitability is to use other people's money. This financial leverage, used properly, is the most effective way to achieve the highest returns.
For plaintiff's attorneys, a line of credit allows you to take on more cases, and realize the potential of your current cases. For successful attorneys, the additional income earned is far greater than the cost of the money financed.

While every situation is different, we typically consider factors such as years of experience, average annual revenues, case growth, and case composition.

In most states, attorneys may treat interest expense just like any other reimbursable expense. We can help you determine the policy in your state.

Lines of credit are made based upon an evaluation of the firm's overall portfolio of cases. If you have a settled case or cases, you can obtain funds through our very popular Fee Acceleration product.

Yes. You may qualify for a line of credit and continue to fund settled cases with us, thereby further increasing your firm's potential for growth.

Clients are often pleasantly surprised by the low cost of Fee Acceleration. Cost is determined by the length of time you use the funds and the absolute dollar amount of the legal fees being purchased. There are no additional upfront fees.

We fund fees from $20,000 to $20 million or more. We can also fund partial fees. In some cases, we initially purchase a portion of a fee, then later, when additional funds are needed by the lawyer, we can purchase the remainder of the fee.

Banks require long application forms and intrusive credit analysis. We don't. Banks often take significant time to process your loan request, with many people reviewing your application and your finances. Our application is short and our approval process is simple and quick.

Unlike a bank loan, you make no principal or interest payments on our funds and incur no costs until your legal fee is paid. Nor do we place any restrictions on how you spend the funds. You have total flexibility to manage your money, your practice, and your personal finances as you see fit.

New clients are funded in 5-10 working days. For existing clients, the process is even quicker.

An existing loan is rarely an obstacle. If your bank or lender has filed a UCC lien, we typically can still provide you funding.

Yes – if you have a binding high-low agreement. All we require is a written agreement that allows us to determine the minimum legal fee that your firm will collect.